Personal Insurance
The Agency-Insurance Division eases the executive protection worries of public and private companies, financial institutions, and not-for-profit and health care organizations through our customer-first claims approach, financial strength, innovative products, loss control expertise, and local presence.
The Agency-Insurance Division eases the executive protection worries of public and private companies, financial institutions, and not-for-profit and health care organizations through our customer-first claims approach, financial strength.
Auto
The Agency-Insurance Division eases the executive protection worries of public and private companies, financial institutions, and not-for-profit and health care organizations through our customer-first claims approach, financial strength, innovative products, loss control expertise, and local presence.
Motorcycle
Nobody prepares you for adventure on the open road like the Agency Insurance Division. Call today to get coverage options and an insurance quote, or contact your local agent. We will consider any factory-built motorcycle, classic motorcycle, custom motorcycle, motorscooter, and other two or three-wheel vehicles including minibikes and trail bikes licensed for use on public roads.
Sports and Leisure Vehicle (Toys)
Whether it’s enjoying freedom on two wheels, charting for unknown destinations on the open water, or making your own track through the wilderness, recreational vehicle insurance coverages from the Agency Insurance Division can help you stay protected while you explore. Contact one of our personal lines agents to get a quote.
Home
Combined Coverage for Better Benefits.
Insurance specialists at the Agency Insurance Division are here to help you coordinate an insurance program that determines the best coverage options for your needs.
What does this mean for you? By combining home and auto policies, you may be eligible to receive money-saving discounts, a guaranteed full-year policy term for your car, 24-hour Customer and Claim service, and more.
Additional Bonuses
When you combine Home and Auto Insurance, you may also qualify for extras like single deductibles (when your home and car are damaged as a result of the same event), emergency lockout coverage, accidental death benefits, and airbag replacement from accidental deployment.
Contact a personal line agent to learn more about the benefits you can receive by combining your home and auto policies.
Renters
For less than a dollar a day, a renters insurance policy will cover your property at its full replacement cost. Whether you rent a house or an apartment, protect your possessions with a renters insurance, and you could end up saving thousands. Plus you could save on your auto insurance!
Why you need a renters policy
The landlord of your apartment has insurance, but it probably only covers the building where you live — not your belongings or your liability for accidents. If your possessions are stolen during a break-in or damaged by a fire or severe weather, a renters insurance policy can allow you to recover their value. If someone is injured during an accident in your home, renters insurance can help protect you in the case a liability lawsuit.
Umbrella
Injury and property losses can be significant. Judgments amounting to thousands or even millions are being awarded by juries across the country in ever-increasing numbers. Even though your underlying policies (like auto, homeowners, or boatowners) may provide substantial liability limits, it may not be enough. A Personal Liability Umbrella Policy (PLUP) may provide the additional liability coverage you need to protect your financial future.
Examples of when a Personal Liability Umbrella Policy may protect you.
- Auto — While driving, you change lanes and cause an accident. The accident results in multiple injuries to passengers of another vehicle.
- Boat — While operating your boat, you hit a water-skier and cause serious injury. There are damages for injuries over the underlying liability limits of your boatowners policy.
- Home — While cooking, you leave your stove unattended. In addition to damaging your property, the fire also damages your neighbor’s property and injures your neighbors. That means you may have to pay for any repairs to your neighbor’s dwelling as well as any of their claim for injuries.
- Home — While on your property, a guest slips on your sidewalk or falls from your trampoline. The injured person could file a claim against you.
Other Features of a Personal Liability Umbrella Policy
- A Personal Liability Umbrella Policy provides you additional liability protection at an affordable price.
- It may provide you protection against personal injury claims for some situations that may not be covered by your underlying auto or home policy, such as defamation of character, libel, or slander.
- It may provide you coverage to pay for some legal costs to defend claims or lawsuits brought against you.
- It provides you coverage in increments of $1 million.
